div { border: solid 0px red; }
body { background-color: #ffffff; margin: 0; background-image: url(Images/back-main.gif); background-repeat: repeat-x; background-color: #790A03; }
td, .footer { font-family: Arial, Sans-Serif; font-size: 75%; }
td td { font-size: 100%; }
form { margin: 0; }
table { border-collapse: collapse; }
td { vertical-align: top; }
/* ul { padding: 0px; margin: 0px; list-style-type: none; } */
ul { margin-top: 0; margin-bottom: 0; list-style: square; margin: 0; padding-left: 26px; }
img { border: 0px;}
a { color: #990000; }
a:hover { color: #ff0000;}
.wrapper, .footer { margin: 0 auto; width: 780px; }
.footer { text-align: center; color: #ffffff; margin-top: 20px; margin-bottom: 10px; font-size: 60%;}
.footer a { color: #ffffff; }
hr { display: block; margin-top: 1em; border-top: dotted 1px #000000; border-left: solid 1px #ffffff; border-right: solid 1px #ffffff; border-bottom: solid 1px #ffffff; }


.tblNavTop { width: 100%; border: solid 1px #ffffff; border-top: none; background-color: #790A03; margin-bottom: 4px; }
.tblNavTop td {text-align: right; padding: 0.7em; color: #ffffff;}
.tblNavTop td a { color: #ffffff; text-decoration: none;}
.tblNavTop td a:hover { color: #ffffff; text-decoration: underline;}
.tblContent { width: 100%; background-color: #ffffff; }
.tblContent td {border: solid 1px #ffffff; }
.masthead { padding-top: 12px; }

.nav-main { width: 580px; font-family: Georgia;  font-size: 100%; font-weight: bold; clear: both; padding-top: 18px; padding-left: 8px;}
.nav-main a { color: #B60000; text-decoration: none;}
.nav-main a:hover { color: #ff0000; text-decoration: underline;}
.divider-01 img, .divider-02 img { height: 3px; }
.divider-01 { background-color: #B60000; width: 183px; }
.divider-02 { background-color: #790A03; }

p { margin-top: 0.6em; margin-bottom: 0.6em; line-height: 1.2em;}
h2 { margin-top: 1.5em; margin-bottom: 0.5em;}
h2 { font-family: Georgia; font-size: 120%;}
.panel-01, .panel-02, .panel-03 {padding: 10px;}
.panel-02 a, .panel-03 a { color: #cc0000; text-decoration: none;}
.panel-02 a:hover, .panel-03 a:hover { text-decoration: underline;}

td.panel-02, td.panel-03 { background-color: #000000; color: #ffffff;}
td.panel-02 { background-image: url(Images/back-pnl-02.gif); background-repeat: repeat-x;}
td.panel-03 { background-image: url(Images/back-pnl-03.gif); background-repeat: repeat-x;}

a.link-01 { text-decoration: none; background-color: #cc0000; color: #ffffff; padding-left: 4px; padding-right: 4px; font-size: 90%; font-weight: bold;}
a.link-01:hover { color: #000000; text-decoration: none; }